:root {
  --navy: #101d35;
  --navy-light: #1a3155;
  --blue: #315ee7;
  --blue-light: #edf2ff;
  --gold: #d8b46a;
  --ink: #243047;
  --muted: #68758a;
  --surface: #f5f7fb;
  --border: #e5eaf2;
  --white: #fff;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 95px; }
body {
  margin: 0; font-family: Inter, "Segoe UI", Arial, sans-serif;
  color: var(--ink); line-height: 1.7; background: var(--white);
}
a { color: var(--blue); text-decoration: none; }
a:hover { opacity: .85; }
button, input, select, textarea { font: inherit; }
.container { width: min(1160px, 90%); margin-inline: auto; }
.topbar { background: var(--navy); color: #e8edf7; font-size: 12px; padding: 8px 0; }
.topbar-inner { display: flex; justify-content: space-between; gap: 15px; flex-wrap: wrap; }
header {
  position: sticky; top: 0; z-index: 20; background: rgba(255,255,255,.97);
  border-bottom: 1px solid var(--border); backdrop-filter: blur(12px);
}
.nav { min-height: 82px; display: flex; justify-content: space-between; align-items: center; gap: 25px; }
.brand { color: var(--navy); font-size: 17px; font-weight: 800; line-height: 1.3; }
.brand small { display: block; color: var(--muted); font-size: 11px; font-weight: 500; margin-top: 5px; }
.nav-links { display: flex; align-items: center; gap: 23px; }
.nav-links a { color: var(--navy); font-size: 13px; font-weight: 650; }
.nav-links a.active { color: var(--blue); }
.menu-toggle {
  display: none; border: 1px solid var(--border); border-radius: 8px;
  background: white; padding: 8px 12px; color: var(--navy); cursor: pointer;
}
.btn {
  display: inline-flex; justify-content: center; align-items: center; gap: 8px;
  padding: 13px 20px; border: 1px solid transparent; border-radius: 8px;
  background: var(--blue); color: white; font-weight: 700; font-size: 14px;
  transition: transform .2s, background .2s;
}
.btn:hover { color: white; transform: translateY(-1px); background: #244bcb; }
.btn-outline { background: transparent; color: var(--navy); border-color: #cdd5e3; }
.btn-outline:hover { background: var(--navy); color: white; }
.btn-white { background: white; color: var(--navy); }
.btn-white:hover { background: #eef2fa; color: var(--navy); }
.eyebrow { color: var(--blue); font-size: 11px; font-weight: 800; text-transform: uppercase; letter-spacing: 2px; }
h1,h2,h3 { color: var(--navy); line-height: 1.18; letter-spacing: -.6px; }
h1 { font-size: clamp(39px, 5.2vw, 66px); margin: 18px 0; }
h2 { font-size: clamp(29px, 3.5vw, 43px); margin: 12px 0 18px; }
h3 { font-size: 19px; margin: 0 0 12px; }
p { margin: 0 0 16px; }
.muted { color: var(--muted); }
.hero {
  overflow: hidden; position: relative; color: white;
  background: radial-gradient(ellipse at 88% 20%, #31558b 0, transparent 35%),
              linear-gradient(120deg, #0c172b, #162b4b 70%, #203d69);
  padding: 92px 0 100px;
}
.hero:after {
  content: ""; position: absolute; width: 400px; height: 400px; border-radius: 50%;
  border: 1px solid rgba(255,255,255,.12); right: -120px; bottom: -220px;
  box-shadow: 0 0 0 45px rgba(255,255,255,.025), 0 0 0 95px rgba(255,255,255,.025);
}
.hero-grid { display: grid; grid-template-columns: 1.2fr .8fr; gap: 55px; align-items: center; position: relative; z-index: 1; }
.hero h1 { color: white; max-width: 720px; }
.hero p { color: #d3deef; max-width: 620px; }
.hero .eyebrow { color: var(--gold); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 28px 0 20px; }
.hero .btn-outline { border-color: #7283a0; color: white; }
.hero-note { font-size: 12px; color: #bdcbe0; }
.hero-panel {
  padding: 32px; border: 1px solid rgba(255,255,255,.18);
  background: rgba(255,255,255,.075); border-radius: 22px;
  box-shadow: 0 25px 80px rgba(0,0,0,.14);
}
.hero-panel .big { font-size: 25px; font-weight: 800; color: white; margin: 10px 0; }
.hero-panel p { font-size: 14px; }
.panel-line { height: 1px; background: rgba(255,255,255,.16); margin: 22px 0; }
.hero-stat { display: grid; grid-template-columns: 36px 1fr; gap: 12px; margin: 18px 0; }
.stat-icon { width: 36px; height: 36px; border-radius: 10px; display: grid; place-items: center; background: rgba(216,180,106,.15); color: var(--gold); font-weight: 800; }
.hero-stat strong { display: block; color: white; font-size: 14px; }
.hero-stat span { display: block; color: #c5d2e5; font-size: 12px; }
.trust-strip { border-bottom: 1px solid var(--border); padding: 23px 0; }
.trust-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }
.trust-item { display: flex; align-items: center; justify-content: center; gap: 12px; font-size: 13px; font-weight: 700; color: var(--navy); }
.trust-item span { color: var(--blue); font-size: 19px; }
.section { padding: 82px 0; }
.section-soft { background: var(--surface); }
.section-heading { max-width: 710px; text-align: center; margin: 0 auto 43px; }
.section-heading p { color: var(--muted); }
.cards { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }
.card {
  background: white; border: 1px solid var(--border); border-radius: 14px;
  padding: 27px; transition: transform .2s, box-shadow .2s;
}
.card:hover { transform: translateY(-3px); box-shadow: 0 14px 34px rgba(20,40,80,.07); }
.card p { color: var(--muted); font-size: 14px; }
.card-mark {
  width: 45px; height: 45px; display: grid; place-items: center;
  border-radius: 12px; background: var(--blue-light); color: var(--blue);
  font-weight: 850; margin-bottom: 20px;
}
.text-link { display: inline-block; font-size: 13px; font-weight: 750; margin-top: 5px; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 55px; align-items: center; }
.feature-panel {
  border-radius: 22px; padding: 38px; background: linear-gradient(140deg,#edf2ff,#f8faff);
  border: 1px solid #dfe7ff;
}
.feature-panel .feature-number { color: var(--blue); font-size: 48px; font-weight: 850; line-height: 1.2; }
.check-list { list-style: none; padding: 0; margin: 24px 0; }
.check-list li { margin: 12px 0; padding-left: 29px; position: relative; }
.check-list li:before { content: "✓"; position: absolute; left: 0; color: var(--blue); font-weight: 900; }
.cta {
  padding: 48px; border-radius: 20px; color: white;
  background: linear-gradient(120deg,var(--navy),#244b80);
  display: flex; align-items: center; justify-content: space-between; gap: 30px;
}
.cta h2 { color: white; font-size: clamp(26px,3vw,36px); margin-top: 0; }
.cta p { color: #d5dfef; margin-bottom: 0; }
.page-hero { background: var(--surface); padding: 60px 0; border-bottom: 1px solid var(--border); }
.page-hero h1 { font-size: clamp(36px,4.5vw,52px); margin: 12px 0; }
.breadcrumb { font-size: 12px; color: var(--muted); }
.breadcrumb a { color: var(--blue); }
.form-wrap { display: grid; grid-template-columns: .72fr 1.28fr; gap: 35px; align-items: start; }
.form-info { background: var(--navy); color: white; padding: 30px; border-radius: 16px; }
.form-info h2,.form-info h3 { color: white; }
.form-info p { color: #d0dced; font-size: 14px; }
.form-info a { color: white; }
.form-card { padding: 32px; border: 1px solid var(--border); border-radius: 16px; background: white; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.field { margin-bottom: 18px; }
.field label { display: block; font-size: 13px; font-weight: 700; margin-bottom: 7px; color: var(--navy); }
.field input,.field select,.field textarea {
  display: block; width: 100%; border: 1px solid #d7deea; border-radius: 8px;
  padding: 12px 13px; color: var(--ink); background: white; outline: none;
}
.field input:focus,.field select:focus,.field textarea:focus { border-color: var(--blue); box-shadow: 0 0 0 3px #315ee71c; }
.field textarea { min-height: 105px; resize: vertical; }
.form-hint { font-size: 12px; color: var(--muted); }
.contact-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; }
.contact-card { padding: 25px; border: 1px solid var(--border); border-radius: 13px; }
.contact-card strong { display: block; margin-bottom: 8px; color: var(--navy); }
.contact-card p { color: var(--muted); font-size: 14px; margin: 0; overflow-wrap: anywhere; }
.faq-list { max-width: 820px; margin: auto; }
details { border-bottom: 1px solid var(--border); padding: 19px 0; }
summary { cursor: pointer; font-weight: 750; color: var(--navy); }
details p { margin: 12px 0 0; color: var(--muted); }
footer { background: #0b1425; color: #d0d9e8; padding: 52px 0 22px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 35px; }
footer h3 { color: white; font-size: 15px; }
footer p,footer a { color: #c0ccdd; font-size: 13px; }
.footer-links { display: grid; gap: 9px; }
.footer-bottom { border-top: 1px solid #28354a; padding-top: 18px; margin-top: 35px; font-size: 11px; color: #a7b5c9; }
.whatsapp-float {
  position: fixed; z-index: 15; right: 20px; bottom: 20px; border-radius: 30px;
  background: #177d4c; color: white; padding: 12px 17px; font-size: 13px; font-weight: 800;
  box-shadow: 0 8px 25px #0002;
}
.whatsapp-float:hover { color: white; }
@media (max-width: 900px) {
  .nav-links { gap: 12px; }
  .nav-links a { font-size: 12px; }
  .hero-grid { gap: 30px; }
  .cards { grid-template-columns: repeat(2,1fr); }
  .two-col { gap: 30px; }
}
@media (max-width: 700px) {
  .topbar-inner { justify-content: center; text-align: center; }
  .nav { min-height: 72px; flex-wrap: wrap; padding: 14px 0; }
  .menu-toggle { display: block; }
  .nav-head { width: 100%; display: flex; justify-content: space-between; align-items: center; gap: 12px; }
  .nav-links { display: none; width: 100%; flex-direction: column; align-items: stretch; padding: 10px 0 15px; }
  .nav-links.open { display: flex; }
  .nav-links a { padding: 7px 0; font-size: 14px; }
  .nav-links .btn { padding: 11px; }
  .hero { padding: 62px 0 68px; }
  .hero-grid,.two-col,.form-wrap { grid-template-columns: 1fr; }
  .hero-grid { gap: 34px; }
  .hero-panel { padding: 24px; }
  .section { padding: 60px 0; }
  .cards,.contact-grid,.trust-grid,.footer-grid { grid-template-columns: 1fr; }
  .trust-item { justify-content: flex-start; }
  .cta { padding: 28px; align-items: flex-start; flex-direction: column; }
  .form-grid { grid-template-columns: 1fr; gap: 0; }
  .form-card,.feature-panel { padding: 24px; }
  .footer-grid { gap: 25px; }
}